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The bricks and mortar, fixtures and fittings that your home is comprised of should stand soundly for years with nothing more than normal maintenance to sustain them. However, should something untoward occur, you need to know you have the security of buildings insurance to help you get things back to normal as quickly as possible.

Buildings insurance helps ensure you and your family retain a roof over your heads even if your own home becomes uninhabitable for a time (temporary accommodation for you and your family could be paid for by buildings insurance). Compare buildings insurance now. Insurance companies are always keen to attract new customers and often offer attractive discounts that can help lower your buildings insurance bills considerably.

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Should I get buildings and contents insurance together?

You may find a further incentive is offered to you to take up contents insurance at the same time you take buildings insurance, or that a combined buildings and contents insurance policy offers an all round saving. Compare buildings insurance with the help of LowerMyBills and look for clearly highlighted offers that will help you get lower insurance bills by combining building insurance and contents insurance, or by taking out contents insurance at the same time.

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Do I have to have buildings insurance?

Whether or not buildings insurance is compulsory is dependent on how your home was financed. It is highly likely that it's a requirement of your lender that the building is insured. It makes good sense too, as should anything happen beyond your control that makes your house uninhabitable for a time; you'll be on your own if you don't have buildings insurance.

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How can I lower my bills by getting a buildings insurance quote?

The buildings insurance product you took out when you bought your home may not be as competitive as new products, especially taking into account offers and inducements from companies keen to win you as a customer. Compare buildings insurance quotes now and make the most of customer-hungry insurance companies and the offers and rewards they deploy to attract you.

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Experian® - the company behind LowerMyBills – also provides CreditExpert, which gives you access to your credit report and score enabling you to see what lenders see about you when they make a decision about which financial products or services are available to you.

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