Compare Balance Transfer Credit Cards

Compare balance transfer credit cards

Lower credit card bills could help you stay on top of your finances and thus help protect your credit history. If you have an outstanding credit card balance, your first step to lower credit card bills should be to compare balance transfer credit cards that are available to you.

Bills that remain unpaid can result in default notices that appear on your credit report. Lenders want to ensure the products that have the best interest rates, such as the credit card with the longest 0% balance transfer, are made available only to creditworthy customers. If you use LowerMyBills to help you find a 0% balance transfer credit card now, your own money could go further and make it easier to ensure you don’t miss payments and fall into default.

What's a good balance transfer credit card to go for?

When you compare balance transfer credit cards with LowerMyBills UK, you'll notice that balance transfer periods range from, for instance, 10 months or less to 15 months or more. However, you should pay attention to other aspects of the credit card balance transfer offer as well, to ensure it's the right credit card for you. For instance, what interest rate will you be paying on any outstanding balance at the end of the 0% balance transfer period? Is there a 0% commission on purchases overseas offer? Make sure you're not tempted by an attractive 0% balance transfer credit card offer, only to be penalised when the free balance transfer period finishes.

Will I be accepted for a 0% balance transfer credit card?

Any credit card company offering a free balance transfer credit card will probably, should you apply, refer to information held on your credit report and make a decision based on its own 'scorecard'. The scorecard will be specific to the particular balance transfer credit card you have applied for. With CreditExpert, you can see what the credit card company will see before you apply. There might be inaccurate or out of date information on your credit report, the removal or correction of which could make it more likely that your application will meet the criteria the credit card company has for its best 0% balance transfer credit card offer.

Okay, I want to lower my credit card bills with a 0% balance transfer credit card!

Compare free balance transfer credit cards with the help of LowerMyBills and lower credit card bills could be coming your way very soon. I want to lower my bills with the help of a 0% balance transfer credit card!

You’re could be only a few steps away from lower credit card bills each and every month!

Experian® - the company behind LowerMyBills – also provides CreditExpert, which gives you access to your credit report and score enabling you to see what lenders see about you when they make a decision about which financial products or services are available to you.

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